Many small employers are hearing the same concern heading into 2026: “My ACA subsidy went down — my premiums are going up — what do I do?” With subsidy reductions and higher plan costs, more employees are facing difficult decisions during open enrollment. Even if you don’t currently offer a group plan, you still have […]
Category: News
Keeping Patients Safe with Pharmacogenomic (PGx) Testing
How Pharmacogenomic (PGx) Testing Is Keeping Patients Safe In healthcare, one size rarely fits all — especially when it comes to prescription drugs. Every person’s body processes medications differently, which means what works for one patient could be dangerous or ineffective for another. That’s where pharmacogenomic (PGx) testing comes in — a revolutionary tool that’s […]
Social Security Announces 2.8% Benefit Increase for 2026
October 24, 2025 | Baltimore, MD – The Social Security Administration (SSA) has announced a 2.8% cost-of-living adjustment (COLA) for 2026, benefiting more than 75 million Americans receiving Social Security and Supplemental Security Income (SSI). This increase means the average Social Security retirement benefit will rise by about $56 per month starting in January 2026. […]
ACA Premiums to Spike 30% as Open Enrollment Nears — What Employers and Consumers Should Know
Open Enrollment for Affordable Care Act (ACA) marketplace plans begins November 1, and early federal data show that consumers are in for a shock: premiums are set to rise by an average of 30% for 2026, according to filings reviewed by The Washington Post and the Centers for Medicare & Medicaid Services (CMS).This represents the […]
The Member Satisfaction Divide Widens: What It Means for Employers and Plan Sponsors
The latest J.D. Power 2025 U.S. Commercial Member Health Plan Study reveals a troubling — and growing — divide in health plan performance. Top-performing regional, Blue Cross Blue Shield, and provider-led plans are pulling further ahead, while large national carriers are slipping further behind, with member satisfaction hitting new lows in many markets. A Clear […]
CMS Boosts Medicare Advantage Payments While Members Face Rising Out-of-Pocket Costs
Medicare Advantage (MA) is entering its most paradoxical year yet: as insurers enjoy a 5.06% average payment rate increase (totaling $25 billion in new revenue), beneficiaries are absorbing the financial strain, with deductibles more than doubling year-over-year, according to new data from eHealth.This growing divide—where payer profitability rises and member affordability declines—is drawing criticism from […]
EMPLOYEES PRIORITIZE BETTER HEALTH BENEFITS OVER HIGHER SALARY, SURVEY FINDS
Now more than ever, employees are starting to appreciate their benefits. In fact, a study done by Voya Financial found that nearly 3 out of 4 Americans would accept a job with ah slightly lower salary if it offered better health care and medical coverage, including lower premiums and lower out-of-pocket costs. In addition, research […]